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Insurance Information with IH Group


Health Professionals Coverage Summary

Insurance House is pleased to announce its facility for Health Professionals offering the following coverage, security and price. Do any courses with A.S.B.T and the insurance cover you get with IHGroup will cover you anywhere in the world apart from the US and Canada.

Policy: Combined Malpractice, Public Liability and Goods Sold or Supplied.

Insured Profession: All modalities as detailed on the modalities list. You must be suitably qualified to the generally accepted minimum standards of the modalities You provide.

Retroactive date: Unlimited excluding known claims and circumstances

Insurer security: Lloyd's of London. We are extremely pleased to have the support of the world's largest insurance provider. Lloyd's is an Authorised Australian insurer and offers an excellent insurer rating of A+, ensuring your quality of protection.

Includes*:

- Malpractice cover
- Public Liability cover
- Goods sold and supplied cover
- Defence costs and expenses
- Inquiry costs and expenses
- Damages awarded against you
- Libel & Slander -  Defamation
- Dishonesty of Employees
- Trade Practices Act
- Loss of Documents
- Two Reinstatement
- Breach of Confidentiality
- Good Samaritan Acts
- Run Off Cover
- Fund Raising and Social Activities
- Students under Supervision
- Incoming Principals
- Locums cover

Additional Benefit: The price tables detail the malpractice limit options available for you to select. As an added benefit and at no additional cost you will automatically receive public liability and goods sold or supplied cover to the value of $10,000,000 any one claim and $30,000,000 in the aggregate.

Excess: Nil excess to apply for all claims.

Costs: Simply select your category, the policy limit required and the state you are located in.

Terms are subject to the insurer’s acceptance of your proposal form and a nil claims history.

The prices in the table below are the total amount payable and include stamp duty, GST and our administration fee of $80.00.

The cost of the insurance is per practitioner.

Category 1
Income above $10,000 per annum

Category 1
Income below $10,000 per annum
LIMIT ACT/NT/VIC/WA SA NSW/QLD TAS LIMIT ACT/NT/VIC/WA SA NSW/QLD TAS
$500,000
$184.80
$185.68 $180.04 $183.04 $500,000 $170.28 $171.03 $166.54 $168.78
$1,000,000 $209.00 $210.10 $203.50 $206.80 $1,000,000 $190.85 $191.79 $186.18 $188.98
$2,000,000 $239.25 $240.63 $232.38 $236.50 $2,000,000 $216.56 $217.73 $210.72 $214.23
$5,000,000 $269.50 $271.25 $261.25 $266.20 $5,000,000 $242.28 $243.68 $235.26 $239.47
$10,000,000 $330.00 $332.20 $319.00 $325.60 $10,000,000 $293.70 $295.57 $284.35 $289.96

To take out cover simply download, complete and forward the application together with your payment for the option required. Alternatively you can purchase online at www.ihgroup.com.au and receive discounted prices. The above prices are valid to 11 August, 2010. Should you have any queries please call one of their experienced consultants on 1300 659 626 or e-mail us at ih@ihgroup.com.au.

Address: Cnr Darling & High Streets, Echuca Vic 3564, Fax: (03) 5482 6020 Web: www.ihgroup.com.au

Approved Modalities

You must be suitably qualified to thegenerally accepted minimum standards of
the modalities You provide.

The following are all approved modalities.

Accupoint therapy

Acupressure

Acupuncture

Alexander technique

Allergy testers

Animal therapy

Aromatherapy

Astrology

Attractor Field Therapy

Aura-kinetic training

Auro soma

Ayurveda

Biofrequency

Biomagnetic

Biomesotherapy

Bio-Resonance Matching

Body harmony

Body talk systems

Body Transformation

Bowen Technique

Brain Gym

Brandon Raynor

Breathwork

Buteyko breathing method

Cellulite Treatment

Chinese medicine

Chi nei tsan

Chi Gong

Coaching

Colour therapy

Colon Hydrotherapy

Colonic Irrigation

Counsellors

Craniosacral therapy

Crystal therapy

Cupping

Dance therapy

Dietitians

Dorn therapy

Dry Needling

Ear candling

Electro acupuncture

Embodiment of Yoga

Emmett Technique

Emotional freedom techniques

Endermologie

Exercise physiology

Face Painting

Facial harmony

Feldenkrai

Feng shui

Flower remedies

Focusing

Frequency Specific Microcurrent

(Bodyfield Analysis)

Healing energy

Healing touch

Hellerwork

Herbalists

Herbal medicine

Hoffman Intuitive Bodywork and Energetic Healing

Homeopathy

Horstmann technique

Hypnobirthing

(excluding delivery advice)

Hyperton-X

Hypnotherapy

IFAS (Skin & Nerve Stimulation)

Indian Head Massage

Iridology

Iris diagnosis

Kinesiology

Lactation consultants

Life coaching

Live Blood Analysis

Lymphatic system

Magnetic field therapy

Massage

Massage - Baby

Massage - Chinese

Massage - Connective Tissue

Massage - Corporate

Massage - Deep Tissue

Massage – Hoffman

Massage - Mobile

Massage - Pranic

Massage - Pregnancy

Massage - Remedial

Massage - Swedish

Massage - Thai

Meditation

Metabolic Free Radical Testing –

Theratest

Mora therapy

Moxibustion

Music therapy

Muscle Tension Treatment

Myofascial release therapy

Myopractic

Myotherapy

Natural fertility management

Naturopathic medicine

Naturopathy

Neural Organzation Therapy

Neuro linguistic programming

Numerology

Nutritionists

Occupational Therapy

Oriental Health Sciences

Orthobionomy

Personal Trainers

Phenolics

Phytotherapy

Pilates

Polarity therapy

Pranic healing

Professional Counsellors

PSH therapy

Psychotherapists

Push therapy

Q2 therapy

Qi Gong

Raindrop technique

Recreation therapy

Reflexology

Rehabilitation Consultants

Reiki treatment

Rekindled Ancient Wisdom

Remedial therapy

Reverse Therapy

Rolfing Structural Integration

SCENAR

Shiatsu

Somatic integration therapy

Speech therapy

Spiritual healing

Sports Kinesiology

Tarot Reading

Tai chi

Time line therapy

Tissue Salt Therapy

Traditional Chinese medicine

Transactional analysis

Transpersonal & Emotional

Release Counsellors

Trigger point therapy

Touch for Health

Urine Analysis

(for undigested proteins and sugar)

Vocational counselling

Yoga

PLEASE NOTE: Our policy will not cover osteopathy, cervical spine, sterilisation procedures, chiropractors, future predictions, channeling, physiotherapy, general medicine practice, nursing and midwifery.